Health is a wealth indeed. Nothing in life can be more precious than a sound health. If you are healthy you can do a lot of struggle for your and you family. But their are times in life when we fall sick or meet some accident due to which we have to be confined to bed for long periods of time. Medical expenses can be very high. It is for these unexpected circumstances in our life they encourage us to buy health insurance plans so that our family does not suffer for lack of funds.
I personally encourage people to get a health insurance plan, because I have seen many people in extremely difficult financial circumstances during illness. If you have a health insurance plan for a good insurer you do not need to worry about anything.